Self Build Mortgages

Self Build text

Our independent brokers will guide you to the correct lender, whilst:

  • Fully explaining the house buying process,
  • Detailing all the typical costs involved such as solicitors, valuations, surveys and stamp duty,
  • Untangling all the jargon
  • Defining your borrowing capacity

Self Build text

Self Build text

Self Build text

Free Initial Consultation

The primary aim for most first time buyers is working out their maximum borrowing capacity and how much the mortgage will cost each month. We’ll detail everything else you typically need to know and can provide an ‘Agreement In Principle’ so that you can make an offer on a property with the confidence of knowing your mortgage finance is arranged.

Many estate agents will not accept an offer from a first time buyer until they know that your finances are in place and ready, so we recommend you seek advice from our experienced brokers before house hunting. We can then confirm to the agents that you are in a position to proceed.

Exclusive Mortgage Products

Lenders use mortgage brokers as a key way to attract new business and know that they need to compete to ensure they are offering market leading rates, as such we often have exclusive products that are not available by going direct to the lender, potentially saving you substantial amounts of money over the term of a mortgage.

Likewise, lenders will often offer more flexible lending criteria via ourselves than you are able to get on the high street and our advisers are experts at knowing the intricacies of different lenders so as to ensure you are able to get the best deal possible.

Help-to-Buy & Shared Ownership

With high house prices it is increasingly difficult for first time buyers to get a foot on the ladder, the government and house builders have over the years introduced various measures designed to help, for example:

  • Deposit Unlock
  • First Homes Scheme
  • Help to Buy – now closed to new applicants
  • Shared Ownership

Our advisers can fully explain how these schemes work, helping you decide if these are the route to home ownership you wish to use.

Nicholson Brown Limited is authorised and regulated by the Financial Conduct Authority under register number 671013.

Your home (or property) may be at risk of repossession if you do not keep up repayments on your mortgage or loan secured upon it.

We do not charge for our initial consultation, however we charge a brokerage fee for residential and buy to let mortgage applications. The fee is dependent upon the complexity of your case and is typically up to £500, payable upon completion of the transaction.

This website is subject to the UK regulatory regime and is therefore primarily aimed at consumers based in the UK.

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